TECHONE CARD FEE'S

The OneAccount is meant to be used for free. If you track your purchases, are careful to not overdraw, and remember to "Swipe and Sign", you should be able to use your account for free. Although there are some normal fees that apply to extra services.

How to use your OneAccount for free,
1. Just "swipe and sign" for fee-free debit Mastercard purchases, always choose "credit" instead of "debit" at the check out, swipe the card and sign the receipt. When you swipe & sign, you won't be charged the PIN based transaction fee. 2. Use the Higherone ATM Machine located on campus. Here are a list of fees and services.

Monthly service charge	No charge
Minimum balance charge	No minimum balance
Check writing	No fee
First Insufficient funds charge, first uncollected funds charge	$29.00
Insufficient funds charge, after first	$35.00
Cash advance fee	1% ($5.00 mini)
Stop payment fee (to stop payments requested)	$28.00
Return deposit item fee	$5.00
Electronic statements	Free
Paper statements	$3.00 per month
Copies of checks	$5.00 per item
Copies of deposited items	$5.00
Copies of statement	$5.00
Research (one hour minimum)	$25.00
Legal services (one hour minimum)	$50.00 per hour
Official checks	$10.00
Online bill payment service	Per transaction
Outgoing wire transfer (domestic)	$25.00
Incoming wire transfer (domestic)	No charge
Outgoing wire transfer (International)	Market rate
Incoming wire transfer (International)	Pass thru
Higher one ATM transaction	Free
Non- Higher one ATM transaction	$2.00
Declined transaction at non-Higher one ATM	$1.50
Lost card replacement	$20.00
PIN based transaction (not including Higher one ATM)	$0.50 each
Delinquent account collection fee	$50.00
9 month inactivity fee, with money in OneAccount	$19.00
Abandoned property transfer fee	$20.00
Lack of Documentation fee (can be avoided by showing Gov. Id at Id office when you take your picture.)	Up to $50.00